We publish EVERYTHING sent to

8 Best Payment Methods For Your Ecommerce Site – Quick Sprout

8 Best Payment Methods For Your Ecommerce Site – Quick Sprout

8 Best Payment Methods For Your Ecommerce Site

Posted: 08 Jun 2019 07:27 AM PDT

In order to operate a fully functional ecommerce website, you need to be able to accept payments from your customers.

There is no way around this. Your entire business revolves around getting paid.

That’s why you starting selling online in the first place, right? To make money.

But there are tons of different options for accepting payments online. Whether you have an existing ecommerce platform or if you’re starting an ecommerce site from scratch, your payment gateway needs to be a priority.

You need to have options in place that will be appealing to all of your customers.

That’s because everyone has different preferences. So you should consider adding multiple payment methods to your ecommerce site.

I realize that not all of these options will be equal in terms of the cost that you’re paying to implement them on your site. But in the long run, those fractions of a percentage won’t make that much of a difference when you weigh them against the revenue from your sales.

You won’t think twice about it once your conversion rates start skyrocketing.

For those of you who are ready to take your ecommerce platform to the next level, I’ve narrowed down the best payment methods for a fast and secure checkout process in 2019. These are the top options for you to consider.

1. Stripe×166.png 300w,×426.png 768w,×568.png 1024w” sizes=”(max-width: 1999px) 100vw, 1999px” />

Stripe is one of the top payment methods on the market today because it’s so versatile.

It’s a great choice for ecommerce shops, subscription services, or on-demand marketplaces. So for those of you who operate a business with multiple processes and services, this is definitely something that you should take into consideration.

Another top feature of Stripe is the ability for you to set up recurring payments from your customers.

It supports payments online, as well as in-person. So if you currently have a brick and mortar store, you can add a Stripe POS system in addition to the gateway on your ecommerce site. This way you can remain consistent across both marketplaces.

Studies show that brands using Stripe have increased revenue by 6.7% after implementing the payment gateway. With Stripe, you’ll have 81% fewer outages and 24% less operating costs compared to competing payment methods.

Another reason why I love Stripe is because you’ll have the option to customize your checkout process with the Stripe UI toolkit.

Stripe accepts all major credit cards and debit cards from all countries, including:

  • Visa
  • Mastercard
  • American Express
  • Discover
  • JCB (Japan)
  • UnionPay (China)

You can also integrate some alternative payment options into your Stripe payment gateway. Some of these we’ll discuss in greater detail as we continue through this guide.

  • ACH transfers
  • American Express Checkout
  • Masterpass
  • Visa Checkout
  • Apple Pay
  • Google Pay
  • Microsoft Pay

It’s great for those of you who are using your ecommerce platform to drive sales from mobile users.

Stripe’s standard pricing is simple. As a merchant, it will cost you 2.9% + $0.30 for every card charge. There will be an additional 1% charge for international cards.

For ACH transfers, your cost is 0.8% of the transaction with a $5 maximum fee.

Additionally, Stripe offers customized pricing options for those of you who have a unique business model or have large volume payments. You’ll get discounts for volume and multi-product rates, as well as some country-specific rates if you’re targeting an international market.

Stripe has exceptional tech support and customer service. You can reach representatives 24/7 via phone, live chat, or email. Overall, it’s definitely one of the top payment methods for you to use on your ecommerce site.

2. PayPal×140.png 300w,×358.png 768w,×478.png 1024w” sizes=”(max-width: 1999px) 100vw, 1999px” />

PayPal is a name that I’m sure most of you are already familiar with. The company has a reputation that speaks for itself when it comes to ease of use, reliability, and security.

This is why you should consider adding PayPal to your website.

According to Statista, there are 277 million active PayPal users across the world in 2019. That number is up from 237 million from the beginning of 2018.

Simply put, there are tons of users, and they are continuing to grow.

For those of you who don’t have a well-established name brand yet, the PayPal button can help put your customers at ease. They know that PayPal has their back for security.

Plus, people might have a PayPal balance that they want to use for spending, as opposed to charging a credit card or debit card.

PayPal is the most commonly used digital wallet in the world. Here’s something else for you to consider.

Websites with PayPal checkout options convert at an 82% higher rate than sites without PayPal.

With PayPal for ecommerce you can accept:

  • Credit cards
  • Debit cards
  • PayPal
  • Venmo
  • PayPal Credit

Any ecommerce sale in the US will cost you 2.9% + $0.30 per transaction. International sales are a bit more expensive, with 4.4% per transaction, plus a fixed amount depending on the country the purchase came from.

3. Apple Pay

Apple×193.png 300w,×495.png 768w,×660.png 1024w” sizes=”(max-width: 1999px) 100vw, 1999px” />

Apple controls over 54% of the mobile vendor market share in the United States. So it’s safe to say there are more than a fair share of people in America walking around with iPhones in their pockets.

Apple Pay is the digital wallet for iOS users.

Once people set it up on their devices, they can pay for items with just one click. This is great news for your ecommerce shop. You no longer have to worry about people being turned off by filling out long form fields with their credit card numbers and billing addresses.

All of that information is safely stored in Apple Pay.

For users who are shopping on your mobile site or mobile app, they can finalize the payment just by using a fingerprint or facial recognition. It doesn’t get much easier than that.

In addition to your ecommerce site, mobile site, and mobile app, Apple Pay can also be accepted in-person at brick and mortar stores.

One of the top highlights of this payment gateway is the fact that Apple doesn’t charge any additional fees to merchants for accepting Apple Pay.

4. Square×131.png 300w,×334.png 768w,×446.png 1024w” sizes=”(max-width: 1902px) 100vw, 1902px” />

Square is commonly associated with its POS systems for in-person payments. But it also has ecommerce options for your website.

This is a great choice for those of you who have physical retail locations and plan to start selling online, especially if you already have a Square POS system. It’s also a great option if you’re planning to open retail locations in addition to your ecommerce shop.

Square is priced competitively compared to the other methods on our list.

There is no monthly fee for adding the Square payment gateway to your website. They charge you 2.9% + $0.30 per transaction, just like Stripe and PayPal.

Integrating Square to your ecommerce platform is easy. Some of their ecommerce partners include:

  • Wix
  • WooCommerce
  • GoCentral Online Store
  • Ecwid
  • 3DCart
  • OpenCart
  • Magento
  • Miva
  • Drupal Commerce
  • X-Cart
  • Zen Cart
  • ShipStation
  • Mercato
  • Unbound Commerce
  • WordPress
  • nopCommerce
  • WP EasyCart
  • Sociavore

So if you’re currently using one of these platforms for your ecommerce shop, adding Square will be a breeze.

5. American Express

American×169.png 300w,×433.png 768w,×578.png 1024w” sizes=”(max-width: 1999px) 100vw, 1999px” />

American Express doesn’t necessarily dominate the market share of credit cards. But it has some of the highest consumer satisfaction rates in the industry.

In fact, American Express ranked second only to Discover in a 2018 study by JD Power.

The study ranked customer satisfaction on a 1,000-point scale. American Express was given a score of 830, while Discover barely edged them out with a score of 836.

The only downside of American Express is that they have a reputation of siding with the consumer in cases of disputes, which is probably why their satisfaction rates are so high.

But with that said, they offer fraud protection for merchants as well, with 24/7 access to customer support.

Amex payments can be processed in more than 170 different countries.

The added service and benefits of American Express does come at a price. Pricing starts at $20 per month for the Amex payment gateway.

Their lowest rate comes with up to 100 transactions included before you’re charged $0.12 per additional transaction over 100. For $25 per month, you get 350 transactions included with $0.11 per additional transaction. $55 per month gets you 1,000 transactions before you’re charged $0.08 per transaction after you reach the 1,000 mark.

Depending on the plan you choose, you’ll pay a one-time setup fee of $99, $175, or $250.

Additional features like payment tokenization and Accertify fraud protection professional upgrades cost $20 per month and $24.95 per month, respectively.

But if your ecommerce store can generate hundreds or thousands of Amex transactions per month, these fees will be well worth it.

6. Masterpass×168.png 300w,×431.png 768w,×575.png 1024w” sizes=”(max-width: 1999px) 100vw, 1999px” />

Masterpass is a way for you to target customers who are Mastercard holders.

It’s a fast and secure way for those people to pay through your ecommerce shop or mobile app. They won’t need to type in their credit card numbers and billing information if they already have Masterpass set up on their devices.

It’s very easy to integrate Masterpass on your ecommerce site or mobile app.

The payment method comes with advanced security. It has standard features like fraud monitoring, tokenization, and user verification.

There are no additional fees to you or the customer if you accept Masterpass on your ecommerce site.

7. Visa Checkout

Visa×163.png 300w,×417.png 768w,×556.png 1024w” sizes=”(max-width: 1796px) 100vw, 1796px” />

Similar to the services offered by Mastercard, Visa Checkout is a digital wallet for Visa customers.

In the United States alone, there are more than 337 million people with a Visa card. That number skyrockets to 781 million when you factor in the Visa cards worldwide.

It’s a great way to target those people on your ecommerce site and mobile app.

82% of consumers who have enrolled in Visa Checkout have used that payment method to complete an online transaction. More than 20 million people have enrolled in Visa Checkout.

Furthermore, more and more merchants are accepting this payment method. Over 300,000 businesses now accept Visa Checkout.

So if your competitors have this on their website, you need to make sure that you do as well.

8. Google Pay

Google×149.png 300w,×382.png 768w,×510.png 1024w” sizes=”(max-width: 1999px) 100vw, 1999px” />

Last, but certainly not least, on our list is another digital wallet offered by one of the most recognizable names in the world; Google.

Google Pay is made for ecommerce shops, mobile apps, and in-person checkouts.

Industry giants like Airbnb and StubHub have already added Google Pay to their checkout processes. After integrating the new Google Pay API to their site, StubHub saw a 600% increase in unique visitors buying with Google Pay.

Customers are slowly but surely starting to get more familiar with it.

Google Pay is very easy to integrate into your ecommerce platform. Just gain access to the API and add it your site. After you run some tests it will be good to go.

It’s also worth noting that Google Pay can be integrated with other payment methods that you might already be using on your site, like Shopify, as well as some of the other ones we’ve already covered on this list, like Stripe and Square.


Your ecommerce site is useless if you can’t get paid. It’s time for you to realize that all of your customers don’t have the same preferences.

You need to give them as many options as possible to increase your conversion rates.

Digital wallets are growing in popularity. It’s easier for customers to use these alternative payment methods as opposed to manually typing out their payment information. By reducing friction in your checkout process, you’ll be able to drive more sales and reduce shopping cart abandonment rates.

That’s why you should consider adding these payment methods to your ecommerce site. The more options you have, the better it will be for you in the long run.


You could definitely see your skills in the work you write. The world hopes for more passionate writers like you who aren’t afraid to say how they believe. Always follow your heart.

Would you be focused on exchanging links?

stream says:

Those are yours alright! . We at least need to get these people stealing images to start blogging! They probably just did a image search and grabbed them. They look good though!

I really appreciate this post. I have been looking all over for this! Thank goodness I found it on Bing. You have made my day! Thank you again

Live-UFC says:

Excellent read, I just passed this onto a friend who was doing a little research on that. And he just bought me lunch since I found it for him smile So let me rephrase that: Thanks for lunch!

We are a gaggle of volunteers and starting a new scheme in our community. Your web site provided us with helpful information to work on. You’ve done an impressive activity and our whole group will be grateful to you.

good says:

I will immediately grab your rss feed as I can not find your email subscription link or e-newsletter service. Do you have any? Please let me know in order that I could subscribe. Thanks.

I’m curious to find out what blog platform you are utilizing? I’m experiencing some minor security problems with my latest website and I’d like to find something more risk-free. Do you have any solutions?

watch nfl says:

It’s really a nice and useful piece of info. I am satisfied that you just shared this helpful information with us. Please keep us up to date like this. Thank you for sharing.

Deference to op, some excellent entropy.

soccer-live says:

Some genuinely excellent information, Gladiola I observed this.

speaking of says:

I like this site very much, Its a rattling nice post to read and get information. “One man’s religion is another man’s belly laugh.” by Robert Anson Heinlein.

strike out says:

Hi there, just became alert to your blog through Google, and found that it is truly informative. I’m gonna watch out for brussels. I will appreciate if you continue this in future. Numerous people will be benefited from your writing. Cheers!

My brother recommended I might like this web site. He was totally right. This post actually made my day. You can not imagine just how much time I had spent for this information! Thanks!

nfl streams says:

I’ve been absent for a while, but now I remember why I used to love this website. Thank you, I will try and check back more frequently. How frequently you update your site?

Thanks, I’ve just been searching for information approximately this topic for ages and yours is the greatest I’ve found out till now. But, what about the bottom line? Are you certain about the supply?

Fantastic beat ! I wish to apprentice while you amend your site, how can i subscribe for a blog site? The account helped me a acceptable deal. I had been a little bit acquainted of this your broadcast offered bright clear concept

NBA says:

Merely wanna input on few general things, The website style is perfect, the articles is very good : D.

Dig This says:

Hello.This article was really remarkable, especially because I was looking for thoughts on this subject last Tuesday. says:

Rattling good info can be found on weblog. “The American temptation is to believe that foreign policy is a subdivision of psychiatry.” by Robert Francis Kennedy.

golf streams says:

I went over this web site and I conceive you have a lot of superb info , saved to favorites (:.

stream says:

Thank you for helping out, great info. “A man will fight harder for his interests than for his rights.” by Napoleon Bonaparte.

When I originally commented I clicked the -Notify me when new comments are added- checkbox and now each time a comment is added I get four emails with the same comment. Is there any way you can remove me from that service? Thanks!

Of course, what a fantastic website and illuminating posts, I surely will bookmark your website.Have an awsome day!

Very informative and fantastic bodily structure of written content, now that’s user genial (:.

I have been reading out many of your articles and i can claim pretty nice stuff. I will make sure to bookmark your website.

Hmm is anyone else encountering problems with the pictures on this blog loading? I’m trying to find out if its a problem on my end or if it’s the blog. Any suggestions would be greatly appreciated.

nature says:

Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a bit, but other than that, this is fantastic blog. An excellent read. I’ll certainly be back.

Excellent read, I just passed this onto a friend who was doing a little research on that. And he just bought me lunch because I found it for him smile Therefore let me rephrase that: Thank you for lunch! “We steal if we touch tomorrow. It is God’s.” by Henry Ward Beecher.

Rattling superb information can be found on web blog. “You have to learn that if you start making sure you feel good, everything will be okay.” by Ruben Studdard.

Nice post. I was checking constantly this blog and I’m impressed! Very helpful info particularly the final section 🙂 I care for such info a lot. I used to be looking for this particular information for a long time. Thanks and good luck.

certainly like your website however you need to check the spelling on several of your posts. Several of them are rife with spelling problems and I to find it very bothersome to inform the reality nevertheless I¦ll certainly come back again.

Very interesting info!Perfect just what I was searching for!

more hints says:

The next time I read a blog, I hope that it doesnt disappoint me as much as this one. I mean, I know it was my choice to read, but I actually thought youd have something interesting to say. All I hear is a bunch of whining about something that you could fix if you werent too busy looking for attention.

this website says:

I like this website so much, saved to my bookmarks.

When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three emails with the same comment. Is there any way you can remove me from that service? Thanks a lot!

Real excellent info can be found on website.

web url says:

I like this website very much so much great information.

linked says:

Very interesting information!Perfect just what I was looking for!

Thanks for another informative web site. Where else could I get that kind of info written in such a perfect way? I have a project that I am just now working on, and I have been on the look out for such information.

I truly appreciate this post. I’ve been looking everywhere for this! Thank goodness I found it on Bing. You have made my day! Thanks again!

Really enjoyed this post, can you make it so I receive an email every time you make a fresh update?

home says:

I?¦ll right away clutch your rss as I can not find your e-mail subscription link or e-newsletter service. Do you have any? Kindly permit me know so that I may subscribe. Thanks.

I discovered your weblog site on google and examine just a few of your early posts. Continue to keep up the very good operate. I simply extra up your RSS feed to my MSN Information Reader. Searching for ahead to reading more from you later on!…

at this says:

F*ckin¦ remarkable things here. I am very glad to look your post. Thanks a lot and i am taking a look forward to touch you. Will you kindly drop me a mail?

I just couldn’t leave your site prior to suggesting that I actually enjoyed the standard info an individual supply for your visitors? Is gonna be back regularly to check out new posts.

As a Newbie, I am continuously browsing online for articles that can be of assistance to me. Thank you

I have recently started a website, the info you offer on this web site has helped me greatly. Thanks for all of your time & work.

I’m still learning from you, as I’m trying to reach my goals. I definitely liked reading all that is posted on your blog.Keep the information coming. I liked it!

Just wanna remark that you have a very nice site, I enjoy the pattern it really stands out.

Usually I do not read article on blogs, but I wish to say that this write-up very forced me to try and do so! Your writing style has been amazed me. Thanks, very nice article.

Hey, you used to write great, but the last several posts have been kinda boring… I miss your great writings. Past few posts are just a bit out of track! come on!

Billig says:

Nice read, I just passed this onto a friend who was doing a little research on that. And he actually bought me lunch since I found it for him smile So let me rephrase that: Thank you for lunch! “We steal if we touch tomorrow. It is God’s.” by Henry Ward Beecher.

I’m commenting to make you know what a impressive discovery my friend’s child gained using yuor web blog. She mastered many pieces, most notably what it is like to have an amazing teaching mindset to have men and women without problems learn about specified multifaceted matters. You undoubtedly surpassed people’s expectations. Thank you for providing those powerful, dependable, explanatory as well as easy thoughts on your topic to Sandra.

Hey there, I think your website might be having browser compatibility issues. When I look at your blog site in Ie, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, excellent blog!

The next time I learn a weblog, I hope that it doesnt disappoint me as a lot as this one. I mean, I know it was my choice to read, but I really thought youd have something interesting to say. All I hear is a bunch of whining about one thing that you would fix when you werent too busy in search of attention.

I’ve been exploring for a bit for any high-quality articles or blog posts on this sort of area . Exploring in Yahoo I at last stumbled upon this site. Reading this info So i’m happy to convey that I have an incredibly good uncanny feeling I discovered just what I needed. I most certainly will make sure to do not forget this site and give it a glance regularly.

Some truly select posts on this web site, saved to my bookmarks.

Hi, Neat post. There is a problem together with your web site in web explorer, might test thisK IE nonetheless is the marketplace leader and a large section of folks will omit your excellent writing because of this problem.

I am continually looking online for posts that can assist me. Thx!

Very nice post. I just stumbled upon your weblog and wished to say that I’ve truly enjoyed browsing your blog posts. In any case I’ll be subscribing to your feed and I hope you write again soon!

Perfectly composed content, thank you for entropy. “Necessity is the mother of taking chances.” by Mark Twain.

Hey would you mind letting me know which web host you’re using? I’ve loaded your blog in 3 completely different web browsers and I must say this blog loads a lot faster then most. Can you recommend a good internet hosting provider at a reasonable price? Cheers, I appreciate it!

page says:

An fascinating dialogue is price comment. I believe that you must write extra on this matter, it may not be a taboo subject however typically persons are not enough to talk on such topics. To the next. Cheers

workbook says:

I appreciate, cause I found exactly what I was looking for. You have ended my four day long hunt! God Bless you man. Have a nice day. Bye

This really answered my drawback, thank you!

It’s a pity you don’t have a donate button! I’d certainly donate to this fantastic blog! I suppose for now i’ll settle for bookmarking and adding your RSS feed to my Google account. I look forward to new updates and will talk about this blog with my Facebook group. Chat soon!

Good day! This is kind of off topic but I need some help from an established blog. Is it tough to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking about setting up my own but I’m not sure where to start. Do you have any tips or suggestions? With thanks

centre says:

It’s a pity you don’t have a donate button! I’d certainly donate to this superb blog! I suppose for now i’ll settle for book-marking and adding your RSS feed to my Google account. I look forward to new updates and will share this site with my Facebook group. Chat soon!

Very good written story. It will be valuable to everyone who utilizes it, as well as me. Keep up the good work – i will definitely read more posts.

advice says:

I have been exploring for a bit for any high-quality articles or blog posts in this sort of space . Exploring in Yahoo I finally stumbled upon this website. Studying this information So i’m happy to convey that I’ve a very good uncanny feeling I came upon exactly what I needed. I most for sure will make sure to do not overlook this site and provides it a glance regularly.

After all, what a great site and informative posts, I will upload inbound link – bookmark this web site? Regards, Reader.

Sell and buy says:

Hey! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly? My blog looks weird when viewing from my apple iphone. I’m trying to find a template or plugin that might be able to correct this issue. If you have any recommendations, please share. Many thanks!

Good write-up, I’m normal visitor of one’s website, maintain up the excellent operate, and It is going to be a regular visitor for a long time.

Read More... says:

What i don’t realize is actually how you are not really a lot more smartly-appreciated than you may be now. You are so intelligent. You know therefore significantly in relation to this subject, made me in my opinion consider it from numerous various angles. Its like men and women don’t seem to be involved except it¦s one thing to do with Woman gaga! Your personal stuffs nice. Always maintain it up!

news says:

I really like your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to do it for you? Plz reply as I’m looking to create my own blog and would like to know where u got this from. thank you

Some really nice stuff on this website , I love it.

Some truly superb information, Sword lily I discovered this.

Hiya! I simply want to give an enormous thumbs up for the great info you have got right here on this post. I will probably be coming again to your weblog for more soon.

AI says:

I haven’t checked in here for a while because I thought it was getting boring, but the last few posts are great quality so I guess I will add you back to my everyday bloglist. You deserve it my friend 🙂

Really instructive and fantastic anatomical structure of written content, now that’s user genial (:.

I am pleased that I found this web site, just the right information that I was searching for! .

acim says:

I appreciate, cause I found exactly what I was looking for. You have ended my 4 day long hunt! God Bless you man. Have a nice day. Bye

Some genuinely interesting details you have written.Aided me a lot, just what I was looking for : D.

Great post. I am facing a couple of these problems.

It’s very trouble-free to find out any topic on net as compared to books, as I found this piece of writing
at this web site.

Way cool! Some very valid points! I appreciate you penning this post and also the rest of
the website is extremely good. says:

Awesome blog! Is your theme custom made or did you download it from somewhere?
A design like yours with a few simple tweeks would really make my blog stand out.
Please let me know where you got your design. With thanks

Leave a Reply